Payment methods
Payment methods description by Svea:
Card Payments (Visa, Visa Electron, Mastercard and Business Eurocard) and MobilePay
Paying by card in our online store is easy and secure. Card payments and MobilePay payments in our online store are provided by Svea Payments Oy in cooperation with its technical partners. During the payment transaction, credit card information is always processed through a secure network connection. Card numbers are not stored in the online store’s or Svea Payments Oy’s systems, but are processed by the technical service provider.
Apple Pay
You can pay securely and quickly using Apple Pay mobile payments. Add your credit, debit, or prepaid card to the Wallet app on your iPhone and any other Apple devices on which you wish to use Apple Pay. You can then make purchases conveniently in Safari and other browsers on your iPhone, iPad, Mac, and other computers. When using an Apple device, simply click or tap the Apple Pay button and confirm the payment with a touch or a glance. If you are using a non-Apple device, you can scan the Apple Pay code with your iPhone camera and complete the payment easily on your iPhone.
Apple Pay protects your privacy and security. Apple does not share your card number with merchants and does not store it on its servers. Every purchase requires authentication using Face ID, Touch ID, or your passcode, ensuring secure payments. Apple Pay provides a fast, convenient, and reliable payment method in all situations.
Invoice
Svea offers you an easy and secure way to pay for your purchases by invoice. When choosing a Svea Bank invoice as your payment method, you will always receive at least 14 days of payment time. The late payment interest rate is the statutory interest rate in accordance with the Finnish Interest Act, currently 7% plus the reference interest rate specified by the Interest Act. A payment reminder fee of 5€ will be charged. Please note that the purchaser must be at least 21 years old.
You can view your open invoices through the My Pages service.
The use of Svea Invoice requires an approved credit decision. When applying for credit, the applicant consents to information being requested from other lenders through the consumer credit information inquiry system of Suomen Asiakastieto Oy. We will also check the applicant’s credit history. Customers who receive a negative credit decision have the right to apply for a new credit decision by providing additional information and contacting Svea Bank customer service.
Paying Your Invoice in Smaller Installments
Purchase Credit is a one-time credit facility that allows you to divide your invoice into monthly installments that suit you. If you wish to pay your invoice in smaller installments, you must review the Purchase Credit terms provided with the invoice and accept them with your signature. After this, you can pay at least the minimum installment stated on the invoice.
You may repay the Purchase Credit in full at any time without additional charges for any unused credit period.
You can review the credit terms in the General Terms and Conditions for Purchase Credit and the Standard European Consumer Credit Information documents.
Installment Payment
Svea Installment Payment is a one-time credit facility that allows you to choose your preferred repayment period from the options available in the store. Please note that the purchaser must be at least 21 years old.
You can view your open credits through the My Pages service.
You can review the credit terms in the General Terms and Conditions for Installment Credit and the Standard European Consumer Credit Information documents.
The use of Svea Installment Payment requires an approved credit decision. When applying for credit, the applicant consents to information being requested from other lenders through the consumer credit information inquiry system of Suomen Asiakastieto Oy. We will also check the applicant’s credit history. Customers who receive a negative credit decision have the right to apply for a new credit decision by providing additional information and contacting Svea customer service.
Business Invoice
Svea offers an easy and secure way to pay for your purchase by invoice.
When choosing a Svea Business Invoice as your payment method, you will always receive at least 14 days of payment time. The late payment interest rate is the statutory interest rate in accordance with the Finnish Interest Act. A payment reminder fee of at least €5 will be charged.
The use of Svea Business Invoice requires an approved credit decision. The purchaser confirms that they are authorized to act on behalf of the company whose information is used for the purchase. Svea reserves the right to verify the purchaser’s signing authority or other purchasing authorization within the company.
Svea Contact Information and Customer Service
If you have any questions regarding invoicing, you can contact Svea Customer Service at +358 9 4242 3330 or through the contact form.
You can also view your open credits through the My Pages service.
Svea complies with applicable data protection legislation. For more information, please refer to our Privacy Policy.
Svea Bank AB (publ), branch in Finland (3237195-7)
Mechelininkatu 1a
00180 Helsinki
www.svea.fi
Payments with Siirto Applications
Our online store supports easy and secure mobile payments through Siirto applications. Siirto is a cross-bank payment solution that provides a new way to make online banking payments. Siirto payments can be made using Nordea’s Siirto app and OP-mobile.
When paying on a mobile device, your Siirto application will open automatically. When using a computer browser, you can enter your phone number in the designated field, after which the payment can be approved in the Siirto application or another selected application associated with that phone number.
The payment will be charged directly from the bank account linked to your Siirto application.
Payment Service Provider Contact Information
Svea Payments Oy
Business ID: 2121703-0
Mechelininkatu 1a, 00180 Helsinki
Phone: +358 (0)9 4241 7050
Email: info.payments@svea.fi
www.svea.fi